Federal Student Loans
The Federal Undergraduate Stafford Loan is a simple interest, government guaranteed, no collateral loan. The Federal Graduate Stafford Loan is the same as the undergraduate loan, except that graduate students may borrow more
money.
Click here
for more
detailed information on Federal Stafford Loans.
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One of the most commonly used,
user friendly websites for Federal Student Loans is from the
U.S. Department of Education. This site is very easy to
remember too: ED.gov is their web address.
PLUS Loans
The Federal PLUS (Parent Loan for Undergraduate Students) is a simple interest, government guaranteed, no collateral loan. The Parents/Guardians of Undergraduate Students take out the PLUS Loans.
Click here for more
information.
Private Student Loans
After exploring your Federal
aid options, you might find yourself in need of additional
funds for college. If this is the case, many families turn
to alternatives, namely alternative student loans
(more commonly know as private student loans.)
- Borrow up
to 100% of the cost of attendance, minus other aid
- Interest rates as low as prime minus .50%
- A co-signer is required
- Zero fees (origination, guarantor, or prepayment)
- 2% graduation reward
- .25% rate reduction for auto-debit
- Repayment is deferred until 6 months after graduation
Click Here
for more details,
or to apply
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As you determine the best way to finance your
education, you should consider the full range of student
financial aid options available. Private loans can be used when federal loans, grants and
other forms of financial aid are not sufficient to cover the
full cost of education.
Federal Student
Loan Consolidation
Student Loan Headquarters
- Consolidate federal student
loans to sometimes as low as 4.5%. Fill out one secure, no
obligation form and have the lenders compete for you.
-No obligation, No application fees.
-Free service.
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